Loan Architect Pro

Professional-grade debt engine featuring amortization streams, lump-sum prepayments, multi-currency support, and metabolic tax insights.

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Technical Audit

This utility is a high-performance node optimized for modern browser environments. All data processing is executed client-side, ensuring zero knowledge transfer to external servers.

Full amortization schedules
Lump-sum prepayment impact
Total interest leakage analysis
Yearly vs Monthly stream views

System FAQ

What is an amortization schedule?

It's a complete table showing every payment of your loan, detailing how much goes to interest vs. principal.

How do prepayments help?

Paying extra toward your principal reduces the balance early, significantly cutting the total interest you pay over time.